In 1990 Noall & Co. organised the first Income Protection
policy on behalf of the commercial pilot community through Tyndall Life and
have continued ever since in lobbying insurance companies to develop and improve
conditions on behalf of the pilot community with these type of contracts
With our longstanding history, experience and expertise within this market,
has enabled us to develop services which has been specifically designed to
cater for the needs of pilots and their families. These services range from
insurances to protect your income to Superannuation and Retirement Planning,
Estate Planning, Mortgages and other financial services.
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Pilot kit
As new policies become available for the pilot market for Income Protection, while this has meant that benefits have improved with more competition, it has also meant it has become more confusing.
Noall & Co. can provide you with a free kit outlining the policies available comparing their features and benefits. We also provide our commentary on the main benefits so you can make an informed decision.
Also available is our free no-obligation 'retirement review' service as for many of us as we approach retirement, the hardest question we have to answer is - "are we on track to a comfortable retirement?".
You may have heard about the new changes to superannuation from the Government which is supposed to simplify superannuation as well as make it more attractive to someone approaching retirement but do you really understand these changes and how they apply to your own situation.
Our free appraisal allows in a simple to understand format, for you to see where you are now and if you are on track to where you want to be when you finally stop work, and if not, what are the options available to you.
Click here for a free Pilot kit
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We have recently introduced our Concierge Service
as a way to help our clients benefit most from our core services such as insurance
and superannuation as well as to introduce new services such as mortgage broking,
estate planning and car leasing for example.
We also understand that professionals such as yourself work long and varied
hours and as a result, don’t often have the time to look after their
own financial needs and requirements as well as they would like. So whether
you are interested in our Insurance service (Silver), Retirement and Superannuation
planning (Gold) or would like a more complete, holistic financial service
for a set fee (Platinum), Noall & Co. can now help in all areas of financial
services.
Click here for more detailed information
on how our Concierge Service can help you.
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Pilot Insurance Service
There are times when we need to be reminded about what our most valuable asset
really is. Not just to us, but also to those who are most important to us
– our families. When you really think about it ‘you’ are
their most important asset, plus your capacity to earn an income and provide
for them.
At Noall & Co. we don’t just “guess” what your value
might be, we work with you to calibrate the value you represent - and then
we research the insurance market to ensure you acquire policies of insurance
that represent the best value in the market for what needs to be achieved.
If you would like information on any of the services provided below please
click here
Income Protection Cover (Loss of License)
Income Protection is designed to cover up to 75% of your regular income if
you are medically grounded to illness or injury. Premiums are also generally
tax deductible, depending on your individual circumstances.
Life Insurance
Life Cover pays a lump sum upon your death to ensure your family have the
funds to pay off any major debts such as your house mortgage and provide income
for the long term to ensure no financial hardship. It can also be to ensure
special needs are covered such as your children’s education costs.
Trauma Insurance
Trauma cover pays a lump sum if you suffer from one of the specified major
diseases or injuries covered such as a heart attack, stroke, cancer or blindness.
It has been designed to provide a benefit to help you cover medical and rehabilitation
costs, and to also help you with lifestyle changes.
Apply for a Quote
For a no obligation quote so as to see what cost it would be for insurance that fits your particular circumstances, please click on link below:
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Financial Services
When it comes to financial matters the issues each one of us will face will
differ from person to person and throughout each of our lives, however having
a sound financial plan in place can make a world of difference now and in
the future.
Whether you are interested in protecting yourself against risk, managing your
debts, growing your assets, reducing your tax liabilities, are planning for
your nearing or future retirement or perhaps are just facing a major life
change (buying a first home, investment property, birth of a child etc) then
Noall & Co can help you achieve your goals.
If you would like information on any of the services provided below please
click here
Retirement and superannuation planning
Superannuation is still the most tax effective way to
save for retirement and with the new super rule changes it has become even
more attractive.
Noall & Co. can covers all aspects of pre and post retirement especially if you are approaching retirement and wish an analysis of how the new changes affect you or strategies such as the ‘Transition to retirement’ could save you thousands in tax.
Self managed funds (DIY) superannuation
With the new rule changes, it has become advantageous
to have your own self-managed superannuation fund in certain circumstances
especially if you are approaching retirement or wish more control and flexibility
over your investment strategies.
Click here to find out more about our Tailored
Superannuation Service and how you can benefit from your own self-managed
fund super fund.
Tax effective investments
Prior to end of each financial year, there are tax strategies available to considerably reduce your PAYG tax as well as grow your net worth. Also tax effective savings plans for school fee funding, overseas holidays are also available.
Mortgages
If you would like to:
- compare your mortgage against the market to see how it
rates;
- look at ways of reducing you mortgage;
- look at different ways of accessing the equity in your home for additional investment.
Please contact us and we will be more than glad to make an introduction with
our mortgage specialists.
Cash Management Trusts
Gain access to highly secure and competitive returns on your cash balances
by investing your savings into one of our carefully selected Cash Management
trusts such as Bank West and Macquarie Bank.
Wills
Everyone should have a will. A will is the only way you can tell others how
you want your assets to be distributed after your death. It is the only way
you can provide for people who may depend on you financially, e.g. children.
A will also allows you to choose a person to manage the distribution of your
assets. This person is called an executor. If you don't have a will, your
assets are distributed by a court-appointed person called an administrator.
Estate Planning
A Will generally only deals with the distribution of
assets personally owned by you. If your needs are more complex, an Estate
Plan extends to asset protection and the ongoing minimisation of income tax
for your beneficiaries.
We will, along with our legal estate planning specialists, help you to decide whether you require the preparation of a more complex Will. Whether this incorporates a testamentary discretionary trust, amendments to your family trust deed or self managed superannuation fund and a formal estate planning strategy document.
Now Sorted
Now Sorted is a facility we are proud to provide our clients as part of Estate
Planning service. This process brings all important client documents and information
into the right place at the right time - and then produces an easy-to-read
report for you and your family’s peace of mind.
Read more
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